This came with the email message, "Good Day, dear Friend! Barbara S. sent you eCard with greetings.Check your attachment Merry Christmas! Best Regards."

Gee, good thing I don't know anyone named Barbara S., or I might have opened this!

Virus total:
Antivirus Version Last Update Result
AhnLab-V3 - - -
AntiVir - - Worm/Ntech.AD
Authentium - - W32/Downldr2.ATOT
Avast - - -
AVG - - -
BitDefender - - -
CAT-QuickHeal - - -
ClamAV - - -
DrWeb - - -
eSafe - - -
eTrust-Vet - - -
Ewido - - -
FileAdvisor - - -
Fortinet - - -
F-Prot - - -
F-Secure - - -
Ikarus - - Win32.Outbreak
Kaspersky - - -
McAfee - - -
Microsoft - - -
NOD32v2 - - -
Norman - - -
Panda - - -
Prevx1 - - -
Rising - - -
Sophos - - Troj/Pushdo-Gen
Sunbelt - - -
Symantec - - Trojan.Pandex
TheHacker - - -
VBA32 - - -
VirusBuster - - Trojan.DR.Pandex.Gen!Pac.3
Webwasher-Gateway - - Worm.Ntech.AD
Additional information
MD5: 5e36d555c23263fcad652db26cf7f880

Jotti:
Scanner results
Scan taken on 25 Dec 2007 13:18:37 (GMT)
A-Squared
Found nothing
AntiVir
Found WORM/Ntech.AD
ArcaVir
Found nothing
Avast
Found nothing
AVG Antivirus
Found Dropper.Generic.TKD
BitDefender
Found nothing
ClamAV
Found nothing
CPsecure
Found nothing
Dr.Web
Found nothing
F-Prot Antivirus
Found W32/Downldr2.ATOT
F-Secure Anti-Virus
Found Trojan-Downloader:W32/Agent.FOH, Trojan.Win32.Pakes.bvm
Fortinet
Found nothing
Ikarus
Found Win32.Outbreak
Kaspersky Anti-Virus
Found Trojan.Win32.Pakes.bvm
NOD32
Found Win32/TrojanDownloader.Agent.NUC
Norman Virus Control
Found nothing
Panda Antivirus
Found nothing
Rising Antivirus
Found nothing
Sophos Antivirus
Found Troj/Pushdo-Gen
VirusBuster
Found Trojan.DR.Pandex.Gen!Pac.3
VBA32
Found nothing

I've added the file to the malware listserv.

/p1037452-MD5_2e7590f0eb94cfc922738457ce80a6b5_eCard_scr.html